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We’re Sorry

Sorry, we were unable to fund your request at this time.

Thank you for applying for a personal loan with Common Cents Loans serviced by Net Pay Advance. You’re welcome to reapply in 90 days.

For more information please call
(888) 942-3320

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You've been approved for a loan.

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You're all set!

You will receive an email from Net Pay Advance with information about how to securely access your account.

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Loan products made available through this website are offered for speed and convenience. Submitting an application for a loan does not guarantee approval or that you will qualify for specific loan terms. Loan approval, loan amount, interest rate (Annual Percentage Rate), fees, and repayment terms depend on your application information, creditworthiness, and applicable state law. Loan products, features, and availability vary by state and may not be available in all jurisdictions. This website is owned by Nuvative Inc. and operated by Net Pay Advance as an affiliate marketing platform.
 
CashCreditLend is not a lender, loan broker, loan originator, or comparison marketplace. CashCreditLend does not make credit decisions, set loan terms, or participate in underwriting or funding decisions. Most loans applied for through this website are made, underwritten, and funded by Net Pay Advance, a nationally operating consumer finance company that is licensed in each state in which it offers loans. Loan terms and products are determined by Net Pay Advance (except in Texas, loan terms are determined by the unaffiliated third-party lender) in accordance with applicable federal and state law.
 
Texas Residents: NPATX, LLC dba Net Pay Advance dba netpayadvance.com is a Credit Access Business, not a lender, in the state of Texas. All Texas loans are made by an unaffiliated third-party lender.
 
CONSENT TO CONTACT
By clicking “Continue,” “Submit,” or a similar button, you expressly authorize and consent to be contacted by Net Pay Advance, its affiliates, and authorized service providers at the telephone number(s) and email address you provide, including by automated telephone dialing systems, prerecorded or artificial voice messages, and text messages, for purposes related to your loan application, account servicing, and related communications.
 
You understand and agree that:
Your consent is not a condition of purchasing any goods or services or of obtaining a loan.
Message and data rates may apply.
You may revoke your consent at any time by following the instructions provided in a message or by contacting Net Pay Advance directly.
 
California Residents: Net Pay Advance, Inc. dba Net Pay Advance dba Netpayadvance.com is licensed as a Deferred Deposit Originator by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq. License #100-3552.

Kansas Residents: NPAKS, LLC dba Net Pay Advance dba Netpayadvance.com is licensed by the Kansas Office of the State Bank Commissioner pursuant to the Kansas Uniform Consumer Credit Code, License No. SL.0026778.

*Not all customers will be eligible for instant funding. Funds may be deposited the next business day. In the case of a line of credit, approved applicants will need to make a draw to receive funds.

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